R&D Cash Flow Loans

R&D Cash Flow - State Budget

Enquiries now closed.

The R&D Cash Flow Loans initiative has now closed and is no longer accepting new enquiries.  

For any general enquiries please contact our R&D Cash Flow Loans Program Manager.

The R&D Cash Flow Loans initiative supported innovative Victorian SMEs to invest in research and development activity to develop the products, services and technologies vital to the State’s future economy.

The program offered low-interest loans provided by Treasury Corporation of Victoria (TCV) of between A$250,000 and A$4 million, for a period between 12-28 months, with total funding capped at A$50 million.

Victorian SMEs that currently qualify for the Commonwealth Government’s R&D Tax Incentive were eligible to apply for a loan.

Applicants will need to meet all eligibility criteria and initiative objectives and receive approved credit assessments to receive an R&D Cash Flow Loan, which will be administered strictly in the order that applications are received by Invest Victoria.

You are encouraged to seek your own professional advice to understand if the R&D Cash Flow Loan is appropriate to your circumstances.

Please note: The Victorian Government’s R&D Cash Flow Loans initiative and the Commonwealth Government’s R&D Tax Incentive are two separate unrelated programs.

Receiving a loan under the R&D Cash Flow Loans initiative in no way provides a guarantee of eligibility, or guarantee of receiving a refundable tax offset, under the Commonwealth Government’s R&D Tax Incentive.

Further information

You might like to visit our Frequently Asked Questions support page where we have answers to common questions about the program.

Enquire now for further information regarding R&D Cash Flow Loans.

R&D Cash Flow Loans Initiative Guidelines

R&D Cash Flow Guidelines 2021
PDF, 260.5 KB

Contact us

Our team is available from Monday to Friday, 9am to 5pm (AEST)

Call:  0448 693 232

Email:  R&D Cash Flow Loans Program Manager